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Mortgage Loans

For nearly 150 years, Jefferson Security Bank has been helping local people plan for life’s most important events. At JSB, people come first. Every customer relationship is unique and personal and we take great pride in helping our customers find the best plan for their personal needs and goals.

JSB offers a wide variety of loan choices as well as the personalized service you seek. Our home loans are locally approved, financed, and serviced. Whether you are a first time homebuyer, a current homeowner looking to refinance or build; you can trust the lending team at JSB to help.

Mortgage Loans

Whether you are ready to purchase your first home, buy a lot, construct a new home or add on to your present residence, Jefferson Security Bank has the right mortgage for you. Click here to contact a loan officer at your local JSB office today.

100% Mortgage Financing

Adjustable Rate Mortgage (ARM)

We offer 1, 3, 5 and 7-year ARM loans with flexible repayment terms. With low closing costs and competitive interest rates, this could be the right loan to purchase that new home or refinance a current residence.

If your mortgage is padded with excess percentage points, resolve to lower it at Jefferson Security Bank. Our ARMs could be crafted to fit your budget and your lifestyle. Contact us today. 

Fixed Rate Mortgage

Whether you’re a first-time homebuyer, looking to refinance or purchasing a new home we have a product to meet your needs.

Construction Loans

Jefferson Security Bank can finance the construction of your new home and convert the loan to a permanent, Adjustable Rate Mortgage (ARM) with just one low-cost closing.

Home Equity Loans

Jefferson Security Bank offers a Home Equity Line of Credit secured by a first or second deed of trust on owner-occupied, residential properties.

Fast response, competitive interest rates and low closing costs are popular features of Jefferson Security Bank’s real estate loans.  To apply, visit one of our convenient locations and ask to speak to a mortgage loan officer.

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