Draft- Delete

 

Minimum Balance to Open

The minimum balance required to open this account is $5.00.

 

Overdraft Fee - An Overdraft Fee will be imposed for each transaction (withdrawal, check, automatic transfer orpayment) paid out of your account if the balance in the account falls below $0.00 any day of the statement cycle.

NSF Fee - An NSF Fee will be imposed for each transaction (withdrawal, check, automatic transfer or payment) returned/not paid if the balance in the account falls below $0.00 any day of the statement cycle.

You may make an unlimited number of deposit(s) into your account.

 

The following fees and charges apply to this account:

 

Statement Processing Fee - A Statement Processing Fee will be imposed on this account each statement cycle. This fee can be avoided by enrolling in online banking and paperless document delivery. If your online banking account is inactive for more than 180 days, you will no longer be enrolled in paperless statements and will be charged a Statement Processing Fee.

 

The following additional terms apply to this account:

 

See the separate disclosure titled "Common Features (Limits and Fees)" for details on the fees referenced within this disclosure as well as information on other fees that may impact your account.

 

This is a "Minor by Account". A parent or guardian age 18 or over must be the account holder on this account. At the time of opening, the minor must be age 6-13. Transaction authority is limited to transactions initiated and authorized by the account holder. The account holder may choose to provide a pre-authorized daily spending limit for the minor to be accessed by a debit card in the minors name. Once the minor turns 14 they may be eligible for a different account with additional transaction authority. Once the minor turns 18, we recommend they open a new account. If they do not open a new account, we may close this account or convert this account to another account type, which time you will be notified.