Personal Checking

Our Checking Accounts


We’re not just your bank, we’re your partner, here to help you achieve your financial goals. That’s why we keep our checking accounts simple and rewarding, and we provide full transparency about monthly fees and how you can avoid them. Whether you want a basic checking account or an account that earns interest, JSB has an account to meet your needs. We even have accounts specifically tailored to both seniors and teens. Not to mention the wide array of complimentary services available to all checking account holders. To learn more about these services, check out the full menu of complimentary services at the bottom of this page.

Ready to open your account? Call us at 304-876-9000, visit one of our convenient locations, or apply online.

Premier Checking
  • Packaged account with Premier Savings
  • $50 minimum deposit to open
  • No minimum balance requirement
  • Low monthly service charge can be reduced or eliminated based on account usage
  • Refund foreign ATM fees up to $10 per month upon request
  • Paperless statements required 
  • Instant issue ATM/debit cards available 
Simple Checking
  • $50 minimum deposit to open
  • No minimum balance requirement
  • No monthly service charge
  • Sign up for free paperless statements to avoid a monthly statement processing fee
  • Instant issue ATM/debit cards available 
Senior Checking
  • $50 minimum deposit to open
  • No minimum balance requirement
  • No monthly service charge
  • Free box of yearly checks
  • Sign up for free paperless statements or enjoy paper statements at no fee 
  • Waiver of one CD early withdrawal penalty per year upon request*
  • Instant issue ATM/debit cards available
 *restrictions apply
Interest Checking
  • $50 minimum deposit to open
  • Tiered interest allows you to earn more based on your balance
  • Low monthly service charge can be eliminated by maintaining an average balance of $1,000
  • Item fees for debit transactions can be eliminated by maintaining an average balance of $1,000
  • Sign up for free paperless statements to avoid a monthly statement processing fee
  • Instant issue ATM/debit cards available 
Youth Checking
  • $5 minimum deposit to open
  • No minimum balance requirement
  • Sign up for free paperless statements to avoid a monthly statement processing fee 
  • Instant issue ATM/debit cards available 





















Woman putting spare change into piggy bank
personal

Saving Accounts.


With any savings account, the best time to start saving is always now! Get started with a savings account and start planning your future today.