Protect Your Money: Stay Informed, Stay Secure
Cybercrime can happen to anyone. Have you received an email, text, or phone call from someone you did not know or was not expecting? These communications usually are attempts at information asking you for your personal information or trying to get you to give away your personal information. Fraudsters want your personal information to steal your hard-earned money. Don't fall for their tricks. Artificial intelligence has made fraud attempts that much more sophisticated and, in a world, where technology powers out day-to-day routines, it is crucial that you remain active in educating yourself about fraud prevention.
At Jefferson Security Bank, your financial security is our top priority. As part of our commitment, we want to provide you with the latest information on cybersecurity and fraud prevention. Here are some essential tips to help you protect your finances from potential fraud attempts:
1. Recognize Fraudulent Emails
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Be cautious of unexpected emails requesting personal or financial information.
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Check the sender's email address and verify the legitimacy of the message.
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Avoid clicking on links or downloading attachments from unknown sources.
2. Strengthen Your Passwords
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Create strong, unique passwords for your online banking and other accounts.
- Use a combination of uppercase and lowercase letters, numbers, and symbols.
- Update your passwords regularly and avoid using easily guessable information.
3. Two-Factor Authentication (2FA)
- Enable 2FA whenever possible to add an extra layer of security - this ensures that even if your password is compromised, an additional verification step is required.
4. Monitor Your Accounts
- Regularly review your account statements for any unauthorized transactions.
- Set up account alerts to receive notifications for specific activities, such as large withdrawals or low balances.
5. Be Wary of Spoofing (Phone Scams)
- Be skeptical of unsolicited phone calls requesting personal or financial information.
- Do not share sensitive information over the phone unless you initiate the call to a trusted number.
6. Keep Software Updated
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Regularly update your operating system, antivirus software, and other applications.
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Software updates often include security patches to protect against the latest threats.
7. Secure Your Devices
- Use strong PINs or passwords on your mobile devices.
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Enable biometric authentication features, such as fingerprint or facial recognition, for added security.
8, Use QR codes with caution
- When using a physical QR code, make sure the code has not been tampered with.
- Check the URL to make sure it is the intended site and looks authentic - be aware of typos and similar looking URLs.
- Practice caution when entering login, personal or financial information to a site navigated to from a QR code.
9. Educate Yourself
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Stay informed about the latest scams and fraud tactics.
- Come back to this page regularly for updates on common scams and how to avoid them.
Take Action
If you ever suspect fraudulent activity or receive suspicious communications, contact us immediately at 304-876-9000.
By staying informed and following these best practices, you play a crucial role in safeguarding your financial well-being. At Jefferson Security Bank, your financial security is our top priority.
Stay Informed
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External fraud prevention resources
The Federal Trade Commission (FTC)
Internet Crime Complaint Center (IC3)
Additional resources
#BanksNeverAskThat National Anti-Phishing Campaign