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Interest Checking

Put your money to work for you with our interest checking account. You’ll enjoy tiered interest rates and no service charges or transaction fees for accounts that maintain an average daily balance of $1,000 or more. Plus, enroll in Paperless document delivery to have the statement processing fee waived. Is your money working as hard as you do? Interest Checking from JSB is the perfect choice if you want to grow your money while enjoying the convenience of a checking account.

Interest Checking Account Details

  • Minimum to open: $50.00
  • Monthly Service Charge: $7.50 if the average daily balance falls below $1,000.
  • Transaction Fees: $0.20 for every debit transaction if average daily balance falls below $1,000.00
  • Earns Interest: Tiered interest rates depending on balance level
    $0 - $24,999.99
    $25,000.00 and above
  • Statement Processing Fee: $3.00 per statement cycle, waived with Paperless enrollment

Ready to open an Interest Checking account? Call us at 304-876-9000, send us an email, or visit one of our locations in Shepherdstown, Martinsburg, Charles Town, Inwood or Sharpsburg to get started.


Save more with our Interest Checking account. Click here for our rates!

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of JSB.

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Saving Accounts.

With any savings account, the best time to start saving is always now! Get started with a savings account and start planning your future today.