Business woman talking on phone

Business Rates

Open An Account Today

Call us at 304-876-9000, send us an email, or visit one of our locations in Shepherdstown, Martinsburg, Charles Town, Inwood or Sharpsburg to get started.





Account Type Balance Interest Rate APY
Business Interest Checking
Tier 1
 Balance is $1,000.00 or more 0.50% 0.50%
Business Interest Checking
Tier 2
 Balance is $999.99 or less 0.00% 0.00%

Interest rate may change after account opening. APY is accurate as of date of publication. Fees may reduce earnings on the account.

Account Type Balance Interest Rate APY
Business Money Market
Tier 1
 Balance is $200,000.00 or more 2.96% 3.00%
Business Money Market
Tier 2
 Balance is $100,000.00 to $199,999.99 2.47% 2.50%
Business Money Market
Tier 3
 Balance is $50,000.00 to $99,999.99 1.98% 2.00%
Business Money Market
Tier 4
 Balance is $25,000.00 to $49,999.99 1.00% 1.00%
Business Money Market
Tier 5
 Balance is $24,999.99 or less 0.25% 0.25%
 
Interest rate may change after account opening. APY is accurate as of date of publication. Fees may reduce earnings on the account.
Account Type Balance Interest Rate APY
Business Premier Savings*
Tier 1
 N/A 3.75% 3.81%
Business Savings N/A 0.05% 0.05%

Interest rate may change after account opening. APY is accurate as of date of publication. Fees may reduce earnings on the account.
*The Premier Savings account is packaged with the Premier Checking account. Both accounts must be opened and maintained to remain in this account type.
Term Minimum Deposit Interest Rate *APY
3 Months $500.00 1.00% 1.00%
6 Months $500.00 3.94% 4.00%
12 Months $500.00 3.00% 3.03%
18 Months $500.00 2.50% 2.52%
24 Months $500.00 1.50% 1.51%
30 Months $500.00 1.30% 1.31%
36 Months $500.00 1.35% 1.36%
48 Months $500.00 1.40% 1.41%
60 Months $500.00 1.50% 1.51%
Customizer 11 Months $500.00 2.00% 2.02%
Customizer 36 Months $500.00 1.35% 1.36%
Special 13 Months $500.00 3.50% 3.55%






Rates are effective as of October 1, 2025.
We use two terms to explain how much interest we pay on your deposit accounts.
-Interest Rate: Annualized percentage rate we pay on your account and does not reflect compound interest, which is any interest paid on interest you’ve earned.
-Annual Percentage Yield (APY): Annualized percentage rate we pay on your account and includes compound interest. APY may be higher than the Interest Rate due to compound interest.
Couple using tablet in living room
PERSONAL CHECKING

Find the account for you.


Our personal checking accounts are perfectly
suited for you! Check them out today and see
which one is best for your needs.