Premier Checking

 

The minimum balance required to open this account is $50.00.

 

Overdraft Fee - An Overdraft Fee will be imposed for each transaction (withdrawal, check, automatic transfer or payment) paid out of your account if the balance in the account falls below $0.00 any day of the statement cycle.

 

NSF Fee - An NSF Fee will be imposed for each transaction (withdrawal, check, automatic transfer or payment) returned/not paid if the balance in the account falls below $0.00 any day of the statement cycle.

 

You may make an unlimited number of deposit(s) into your account.

 

The following fees and charges apply to this account:

 

Maintenance Fee - A Maintenance Fee of $5.00 will be imposed on this account each statement cycle. This fee can be reduced by $2.50 for one direct deposit and by $0.50 for each debit card transaction.

 

Statement Processing Fee - If at any time your online banking account is inactive for more than 180 days, you will no longer be enrolled in paperless statements. This will result in a Statement Processing Fee being imposed on this account during each statement cycle. This fee can be avoided by re-enrolling in online banking and paperless document delivery.

The following additional terms apply to this account:

 

The Premier Checking account is packaged with the Premier Savings account. Both accounts must be opened and maintained to remain in this account type. If at any time both accounts do not remain open, your account may be converted to another account type. You will be notified if your account is converted.

 

Paperless statements are a requirement for this account type. To obtain paperless statements, you must sign up for online banking and enroll in paperless statements.

 

Upon request, up to $10.00 in foreign ATM fees will be refunded on this account per statement cycle.

 

See the separate disclosure titled "Common Features (Limits and Fees)" for details on the fees referenced within this disclosure as well as information on other fees that may impact your account.