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Simple Checking

Enjoy simple, everyday checking with no minimum balance required. Take advantage of our many complimentary services such as online banking and bill pay, person-to-person transfers and more, without paying monthly service charges or transaction fees. It’s the easiest way to manage your finances. Sound too good to be true? It’s just simple!



Simple Checking Account Details

  • Minimum to open: $50.00
  • Monthly Service Charge: No monthly service charge or transaction fees.
  • Statement Processing Fee: $3.00 per statement cycle, waived with Paperless enrollment

Ready to open a Simple Checking account? Call us at 304-876-9000, send us an email, or visit one of our locations in Shepherdstown, Martinsburg, Charles Town, Inwood or Sharpsburg to get started.


Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of JSB.

Woman putting spare change into piggy bank
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Saving Accounts.


With any savings account, the best time to start saving is always now! Get started with a savings account and start planning your future today.