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CHECKING ACCOUNTS
money markeT ACCOUNTS
SAVINGS ACCOUNTS
CERTIFICATES OF DEPOSIT (cd) &
INDIVIDUAL RETIREMENT ACCOUNTS (ira)
Term | Minimum Deposit | Interest Rate | *APY |
---|---|---|---|
3 Months | $500.00 | 1.00% | 1.00% |
6 Months | $500.00 | 3.94% | 4.00% |
12 Months | $500.00 | 3.00% | 3.03% |
18 Months | $500.00 | 2.50% | 2.52% |
24 Months | $500.00 | 1.50% | 1.51% |
30 Months | $500.00 | 1.30% | 1.31% |
36 Months | $500.00 | 1.35% | 1.36% |
48 Months | $500.00 | 1.40% | 1.41% |
60 Months | $500.00 | 1.50% | 1.51% |
Customizer 11 Months | $500.00 | 2.00% | 2.02% |
Customizer 36 Months | $500.00 | 1.35% | 1.36% |
Special 13 Months | $500.00 | 3.50% | 3.55% |
*Annual Percentage Yield
Interest rates may change at any time.
Once account is opened, interest rate will remain fixed for the specified term.
APY is accurate as of October 8, 2025.
Fees may reduce earnings on your account.
A minimum opening deposit of $500 is required.
A penalty may be imposed for early withdrawal.
Rates are effective as of October 8, 2025.
We use two terms to explain how much interest we pay on your deposit accounts.
-Interest Rate: Annualized percentage rate we pay on your account and does not reflect compound interest, which is any interest paid on interest you’ve earned.
-Annual Percentage Yield (APY): Annualized percentage rate we pay on your account and includes compound interest. APY may be higher than the Interest Rate due to compound interest.
-Interest Rate: Annualized percentage rate we pay on your account and does not reflect compound interest, which is any interest paid on interest you’ve earned.
-Annual Percentage Yield (APY): Annualized percentage rate we pay on your account and includes compound interest. APY may be higher than the Interest Rate due to compound interest.