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Checking Account Details

Ready to open your account? Call us at 304-876-9000, send us an email, or visit one of our locations in Shepherdstown, Martinsburg, Charles Town, Inwood or Sharpsburg to get started.


Checking

JSB Premier Checking

  • Packaged account with Premier Savings account
  • Minimum to Open: $50.00
  • Monthly Service Charge: $5.00 or less
    (1) For one direct deposit per statement cycle, the service charge amount will be reduced by $2.50; and/or
    (2) for each posted point of sale (POS) debit card transaction per statement cycle, the service charge amount will be reduced by $0.50 until the service charge amount reaches zero.
  • Requirements: Enrollment in online banking and paperless statements is required.
  • Statement Processing Fee: If online banking is inactive for 180 days, you will be subject to a $3.00 statement processing fee.
  • Refund Foreign ATM Fees: Up to $10.00 in fees will be refunded per month upon request.

JSB Simple Checking

  • Minimum to Open: $50.00
  • Monthly Service Charge: No monthly service charge or transaction fees.
  • Statement Processing Fee: $3.00 per statement cycle, waived with enrollment in paperless statements.

 

JSB Senior Checking

  • Minimum to Open: $50.00
  • Monthly Service Charge: No monthly service charge or transaction fees.
  • Requirements: Primary account holder must be age 62 or over.
  • Statement Processing Fee: Paper statements are provided at no charge, with the option to enroll in free paperless statements.
  • Check Orders: Eligible for one box of checks at no charge per calendar year.
  • Waive CD Penalty: Eligible for waiver of one CD early withdrawal penalty per year on withdrawals up to $10,000.00.

JSB Interest Checking

  • Minimum to Open: $50.00
  • Monthly Service Charge: $7.50 if the average daily balance falls below $1,000.00.
  • Transaction Fees: $0.20 for every debt transaction if average daily balance falls below $1,000.00.
  • Earns Interest: Tiered interest rates depending on balance level.
    Tier 1: $0 - $24,999.99
    Tier 2: $25,000.00 and above
  • Statement Processing Fee: $3.00 per statement cycle, waived with enrollment in paperless statements.

 

JSB Youth Checking

  • Minimum to Open: JSB will make the first deposit of $5.00.
  • Monthly Service Charge: No monthly service charge or transaction fees.
  • Requirements: Must be between the age of 14-17 with a secondary account holder age 18 or over.
  • Statement Processing Fee: $3.00 per statement cycle, waived with enrollment in paperless statements.

Rates

Save more with a Checking account at JSB. Click here for our rates!

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of JSB.











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Commercial lending

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