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Truth-In-Savings Disclosures
Minimum Balance to Open
The minimum balance required to open this account is $50.00.
Minimum Balance to Avoid a Fee
Overdraft Fee - An Overdraft Fee will be imposed for each transaction (withdrawal, check, automatic transfer or payment) paid out of your account if the balance in the account falls below $0.00 any day of the statement cycle.
NSF Fee - An NSF Fee will be imposed for each transaction (withdrawal, check, automatic transfer or payment) returned/not paid if the balance in the account falls below $0.00 any day of the statement cycle.
Deposit(s) Limitations
You may make an unlimited number of deposit(s) into your account.
Additional Terms
The following additional terms apply to this account:
See the separate disclosure titled "Common Features (Limits and Fees)" for details on the fees referenced within this disclosure as well as information on other fees that may impact your account.
Primary account holder must be age 62 or over.
Primary account holder must be age 62 or over.
If requested, one box of checks will be provided at no charge per calendar year.
One CD penalty will be waived per year for withdrawals up to $10,000 upon request.
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Mortgage Loans
We offer a variety of mortgage loans with competitive interest rates. We offer fixed rate loans, adjustable rate loans, construction loans and home equity loans. Our dedicated lending team is ready to help you find a mortgage loan that is a perfect fit.