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Simple Savings

Your life is complicated enough, but your banking doesn’t have to be. JSB makes it easy to save with our Simple Savings account, designed to help you save for your financial future. Grow your money with a low minimum balance that earns interest at the most-established bank in the Eastern Panhandle. An instant-issue ATM card for this account is also available.

Simple Savings Account Details

  • Minimum to open: $50.00
  • Monthly Service Charge: $2.00 if the average daily balance falls below $50.00
  • Earns Interest: Yes, on balances greater than zero
  • Statement Processing Fee: $3.00 per statement cycle, waived with Paperless enrollment
  • Excess Debit Charge: $2.00 per debit transaction after six debits in a statement cycle

Ready to open a Simply Savings account? Call us at 304-876-9000, send us an email, or visit one of our locations in Shepherdstown, Martinsburg, Charles Town, Inwood or Sharpsburg to get started.


Plan for your financial future with our simple savings account. Click here for our rates!

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of JSB.

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Find the account for you.

Our personal checking accounts are perfectly
suited for you! Check them out today and see
which one is best for your needs.