daughter hugging military dad

Youth Checking

Help your teenager learn everyday money management skills with Youth Checking from JSB. You only need $5 to open an account and there are no monthly service charges or transaction fees. Eligibility for Youth Checking begins at age 14, just when many teens acquire their first part-time job. This is the perfect age to build financial independence through the practice of balancing a checkbook, budgeting, paying bills, and saving for bigger expenses.

COPPA, the Children's Online Privacy Protection Act, protects children under the age of 13 from the online collection of personal information. Our website and online services are not directed to children under the age of 13, and we do not knowingly market to or solicit information from them. We recognize that protecting children's identities and privacy online is an important responsibility. For additional information on COPPA protections, please click the link below.

Children's Online Privacy Protection Rule ("COPPA")

Youth Checking Account Details

  • Minimum to open: $5.00
  • Monthly Service Charge: No monthly service charge or transaction fees.
  • Requirements: Must be between the age of 14-17 with a secondary account holder over age 18.
  • Statement Processing Fee: $3.00 per statement cycle, waived with Paperless enrollment

Ready to open a Youth Checking account? Call us at 304-876-9000, send us an email, or visit one of our locations in Shepherdstown, Martinsburg, Charles Town, Inwood or Sharpsburg to get started.


Plan for your financial future with a youth checking account. Click here for our rates!

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of JSB.

Person scanning check with phone

Our mobile app makes it easy for...everything!

Can we tag along, too? Make deposits, transfer
funds and pay bills, right from your mobile